Debt Arising From Disability
Many disabled people find themselves in debt at one time or another. This is because they tend to have lower incomes than the general population, but extra costs. As a result they can be driven into debt by the need to take out loans to meet their living and medical expenses which they are often unable to repay.
According to charities for the disabled, debt arising directly out of their disability is having a significant affect on their lives. Indeed, the emotional and financial pressure of coping with disability debt has a deteriorating effect on the mental and physical health of many disabled people.
The reason for this is that many disabled people facing debt have to reduce spending related to basic needs, such as food and heating. They also have to cut back on items impacting on their quality of life, such as accessible transport and respite care. Furthermore the process of dealing with debt frequently leads to depression and anxiety amongst disabled people.
We offer a free and impartial debt advice service for disabled people struggling with debt.
If you would like to speak to one of our specially trained counsellors, please click the link below and complete the short contact form.
Click here: For Free and Impartial Debt Advice
Once we have helped you to identify which debt solution would work best for you, we can also help you set it up- free of charge and without any obligation.
Disabled people whom we have counselled tell us that the independent advice that they received from us marked a real turning point for them. They say that listening to different debt solution ideas helped reverse their downward spiral of despair and helped them take control of the difficult situation they were in.
Our debt counsellors are specially trained to take into account all the different needs and circumstances of disabled people.
If you would prefer to read about the different debt solutions available to you the please click here: Different ways to sort out your debts
To contact an advisor call 0800 138 5445. Alternatively complete an online enquiry form and an advisor will call you back at the time that you specify.