The Debt Counselling and Settlement Authority
Clear Start is a national organisation set up to provide free support to help people with serious debt problems. In particular the service is aimed to support the following categories of individuals or households:
- Those with multiple unsecured debts such as credit cards and personal loans, but unable to afford the minimum monthly payments.
- Those threatened with or considering bankruptcy, and looking for an alternative solution.
- Those looking to set up an Individual Voluntary Arrangement (IVA) to reach a final settlement of their debts.
Clear Start provides the following debt counselling and settlement services:
Debt Counselling - National Free Support Line
- Debt counselling
- Financial budgeting and planning
- Call 0800 138 5445 or complete the enquiry form
Authorised Debt Settlement Services
- Individual Voluntary Arrangements (IVA), Debt Management Plans
- Access to a panel of Insolvency Practitioners licensed by the UK Government
- High-volume IVA set up and supervision capability
- Panel of preferred providers for other debt settlement solutions
New Growth Services - Savings, Investments, Mortgages
- Preferred suppliers of lending and saving solutions
- Enabling financial stability and growth after debt
Clear Start services are available free of charge to the following:
- Debts of £1,000 or more
- UK Residents (England, Wales, Scotland, Northern Ireland)
- Minimum contribution to debts of £100 per month
- Both homeowners and those in rented accommodation
All services provided by Clear Start to individuals and households are free of charge. Funding is supplied by contributions from creditors and panel partners to reimburse for the costs of advice and processing.
To contact an advisor call 0800 138 5445. Alternatively complete an online enquiry form and an advisor will call you back at the time that you specify.